The first American book on personal finance, "The Way to Wealth" by Benjamin Franklin is still the best and wisest money book ever written. Originally published in 1758 as the preface to "Poor Richard's Almanack," this little gem has been through innumerable printings and sold millions of copies to those in search of smart but entertaining advice about hard work, earning and saving money and debt.

As the 21st Century charges along and the current economic climate continues to send out mixed messages, Franklin's simple but wise commentary on the value of industry and frugality resonates as much for us today as it did for listeners nearly 350 years ago. Here is a sample:

- "Early to bed and early to rise makes a man healthy, wealthy and wise."

- "If you would be wealthy, think of saving, as well as of getting."

- "If you would have your business done, go; if not, send."

- "Think what you do when you run into debt; you give to another power over your liberty."

- "Creditors have better memories than debtors."

Although older than the United States itself, "The Way to Wealth" is still very popular. It is handed out by major companies and financial institutions to friends, clients, and customers and is the January, 2004 selection of "The Washington Post's" the Color of Money Book Club. As Michelle Singletary, director of the Club wrote in a column about The book, "At just 30 pages, this pocket-size book takes less than an hour to read but will give you a lifetime of financial wisdom--that is if you're wise enough to follow the advice."

Franklin used the principles he spells out here to amass a fortune in the turbulent colonial economy. In his will, he left two trust funds for the cities of Boston and Philadelphia, with orders to cash them in after 200 years. When they were finally cashed in a few years ago, they were worth about 4 million dollars! Read this book to find out how Franklin did it...

Benjamin Franklin's Way to Wealth is incredible for its practical advice explained through examples. A short and easy read, the book is full of useful information and I think as far as financial books go, this is the starting point. Before spending money on books by the newer authors, start with this one.

I think that The Way To Wealth is very good. Benjamin Franklin includes a lot of useful saying in it like, "It is hard for an empty bag to stand up right." After he writes a saying, he explains it. It's contents could very well be true to it's title.

You read and consistently practice whats in this book and you will be on your way to wealth.

I can't say that there's any eye-opening information in here, but it's pretty neat just to take in the writing style. The best lesson I got out of this book is even when you're spending $5, think of where else that $5 can help you out. Which one is more important?